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Is there an equivalent to the Word command "Insert > File"? Or must I open the files separately, then copy and paste?

If you drag a file (icon) from the finder into your document, it will insert (the contents of) the document at that location in your current document.

There are two other ways to insert a file into another:

With the documents open, you can drag the proxy icon from a document window’s title bar into a spot inside another document window where you want to insert that file. (The proxy icon of a file with unsaved changes cannot be dragged.)

You can also select files listed in NWP's Document Manager, and drag and drop them inside a document window where you want to insert those files. Multiple files selected in Document Manager will be inserted in the order in which they appear in Document Manager.

You might also get some use out of the menu Macro > Document > Join Files. It lets you pick a group of files using an Open dialog and then constructs a single resulting document.

Thanks - both of these techniques (drag and drop; concatenate with Join Files) will be useful for different purposes.